Helping Veterans & Families

Protect the people who matter — with coverage built around you.

I'm Julian Niewiadomski, a licensed insurance agent with Legacy Financial. I help veterans and their families find the right life insurance and retirement protection — matched to the carrier most likely to approve you at the best rate.

No pressure, no obligation. Free consultation to see exactly what you qualify for.
Julian Niewiadomski, Licensed Insurance Agent
Julian NiewiadomskiLicensed Agent • NPN 20564408
Shopping top-rated carriers: Mutual of Omaha Transamerica Corebridge Ethos Foresters
What I Offer

Coverage for every stage of life

One agent, every major product — so you get an honest recommendation instead of a sales pitch for a single plan.

🏦

Annuities

Grow and protect retirement savings with guaranteed, tax-deferred options — and leave more to the people you love.

🛡

Term & Final Expense Life

Affordable protection for your working years, plus coverage that makes sure your family isn't left with the bill.

📈

Indexed Universal Life (IUL)

Permanent coverage that builds cash value you can use while you're alive, with protection that never expires.

🏠

Mortgage Protection

Keep your family in their home if something happens to you — coverage designed around your mortgage.

Julian Niewiadomski
About Julian

A straightforward approach you can trust

My job is simple: understand your situation, run it against the underwriting guidelines of every major carrier at once, and bring you the plan most likely to approve you at the lowest rate — no calling ten companies yourself.

I work especially with veterans and their families, and I treat every conversation the way I'd want my own family treated: clear, patient, and honest.

  • Licensed & independent — I work for you, not one carrier
  • Every major product under one roof
  • Free, no-obligation consultations
  • Fast answers on what you actually qualify for
How It Works

Three simple steps

From first call to coverage, I keep it clear and easy.

1

Book a free call

Pick a time that works for you. We'll talk through your goals and your family's needs — no pressure.

2

I shop the carriers

I run your info against every major carrier's guidelines and find the best fit and price for your situation.

3

You get protected

Review your options, pick what's right, and get covered — often faster and cheaper than you'd expect.

Ready when you are

Let's protect what matters most

Book a free, no-obligation call and I'll show you exactly what you qualify for. It only takes a few minutes.

Book a Free Call →
Prefer to talk now? Call or text (815) 325-9786
Privacy Policy

Your privacy matters

Julian Niewiadomski LLC (“we,” “us”) respects your privacy. This policy explains what information we collect and how we use it.

Information we collect

When you contact us through our website, chat widget, or by phone, we may collect your name, phone number, email address, and any details you choose to share about your insurance needs.

How we use your information

We use your information solely to respond to your inquiry and, with your consent, to provide information about insurance products and services that may fit your needs.

SMS/text messaging

By opting in through our website chat widget, you agree to receive text messages from Julian Niewiadomski LLC. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe at any time, or HELP for help. Consent to receive text messages is not a condition of any purchase.

We do not sell or share your information

We do not sell, rent, or share your personal information with third parties for their own marketing purposes. Your mobile opt-in information and text-messaging consent are never shared with third parties or affiliates for any purpose.

Terms of Service

Informational use

This website is provided for general informational purposes and is not an offer of insurance or a contract for coverage. Product availability, features, rates, and guarantees vary by state and carrier and are subject to underwriting approval.

Licensing & non-affiliation

Julian Niewiadomski LLC is a licensed private insurance agency. We are not affiliated with the U.S. Department of Veterans Affairs (VA) or any government agency.

Contact us

Julian Niewiadomski LLC • 20258 South Holly Lane, Frankfort, IL 60423
Phone: (815) 325-9786  |  Email: jcniewiadomski2003@gmail.com • NPN 20564408